Secure Trust Bank CEO Ian Corfield and CFO Rachel Lawrence present the group's 2025 Annual Results, followed by an investor update outlining the group's strategy and medium-term targets, with leaders of the business divisions providing an overview of their strategies.
00:16 Introduction Video
Ian Corfield, Chief Executive Officer
02:59 Opening remarks & Agenda
05:36 2025 Overview
08:19 2025 Performance highlights
Rachel Lawrence, Chief Financial Officer
10:28 2025 Financial Review
Ian Corfield, Chief Executive Officer
29:15 2025 Strategic review and outlook
32:06 2025 Annual Results Presentation Q&A
Ian Corfield, Chief Executive Officer
37:01 Group overview and strategy
Rachel Lawrence, Chief Financial Officer
49:44 Capital Allocation and Cost Management
Andy Phillips, Managing Director, V12 Retail Finance
58:03 Divisional Spotlight - V12 Retail Finance
Luke Jooste, Managing Director, Business Finance
1:14:11 Divisional Spotlight - Business Finance
Rajat Mehta, Savings Director
1:28:27 Divisional Spotlight - Savings
Ian Corfield, Chief Executive Officer
1:34:54 Concluding remarks
01:38:21 Investor Update Q&A
Founded over 70 years ago, Secure Trust Bank is a leading retail deposit-funded specialist bank operating in four core markets: retail finance, vehicle finance, real estate finance and commercial finance. Secure Trust Bank’s management has simplified the business through the sale/exit of non-core businesses, repositioning the loan portfolio towards lower risk loans and focusing on reducing operating costs to drive efficiency (Project Fusion).
